Portfolio triage for surplus lines insurers

Wildfire risk intelligence,
property by property.

Score a portfolio in one request. Rank every property by burn probability, understand why each one scores the way it does, and hand off a prioritised review queue to your team.

24 h
Forecast horizon
0.62
Model validation AUC
7
Explainable risk factors
The problem

Wildfire risk is urgent, but underwriting tools are not.

Regional hazard scores don't tell you if a specific ignition will reach a specific property. Your team spends hours on manual lookups instead of making decisions. By the time you have answers, the fire has moved.

The solution

Ignition-specific, explained, and fast.

FireCone predicts burn probability from a specific ignition point to each of your properties. Factor-by-factor attribution tells you why. The batch endpoint scores a book in a single request.

RankPropertyRisk bandProbabilityReview priority
1LOS-001001HIGH0.4877Immediate review
2LOS-001004HIGH0.4718Immediate review
3LOS-001003HIGH0.4447Immediate review
4LOS-001007MEDIUM0.4115Queue review

Sample output from the demo portfolio — 20 parcels scored in one request. Scores move with live weather.

How it works

Three steps from portfolio upload to ranked review queue — no account required.

1

Upload your portfolio

Submit a CSV of property APNs and coordinates — or load the demo portfolio to see the workflow instantly, no file needed.

2

Review the ranked queue

Properties are sorted by burn probability with clear priority labels. Spotlight highlights the single highest-risk asset.

3

Drill down and export

Open any property in the predict dashboard for factor-level attribution. Export the ranked queue as a CSV for your team.

Built for insurance workflows

FireCone fits where speed and specificity matter more than regional hazard scores.

E&S underwriting triage

Score an entire renewal book in one request. Rank properties by burn probability and focus review hours on the highest-risk accounts.

Claims reserve planning

Before a fire reaches containment, estimate which properties in your portfolio are most exposed. Stage adjusters where they're needed first.

Pre-renewal portfolio screen

Run your book against active fire perimeters. Export a ranked CSV with factor attribution to share with your underwriting team.

Single-property drilldown

Inspect burn probability, the factor breakdown (wind, terrain, vegetation, exposure), ensemble spread, and MapLibre risk contours for any parcel.

Score your portfolio in one request.

Upload a CSV or load the demo portfolio. No sign-up required.

Try the demo